Welcome to PaymentNetworks (www.paymentnetworks.com). This policy covers how PaymentNetworks, protects and uses the collected information about the user. PaymentNetworks, protects the privacy of all users who visit or use our Service (collectively or individually, “you” or “Users”).
USE OF INFORMATION
When opening up a PaymentNetworks, account, we will collect the users contact information including – your name, address, phone number, email, date of birth, and other similar information. This information can be reviewed and edited at any time by logging into your account and clicking on “My Settings” found under the “My Account” tab.
You can close your account through the Service or on the PaymentNetworks. website by editing your PaymentNetworks, Account information. If you close your PaymentNetworks, account, we will mark your account in our database as “Closed”. Your account information will remain in our database. This information will not be sold or rented to any third parties.
Standard web information is collected when you visit the PaymentNetworks, website or access the Service. The information is sent to us by your computer, mobile phone, or other device you use to access the Internet and contains your IP address, operating system, and standard web log information such as your browser type, sites you visited featuring the Service, and the pages you access on our website(s).
Additional user information is collected from third party payment service providers, the website by which you access our Service and when you contact our support team or logging into our Secure Gateway. PaymentNetworks, uses user information to provide additional features found on the Service. PaymentNetworks, aggregates user information on what pages users access or visit, user-specific information on what pages consumers access or visit, information volunteered by the consumer (such as surveys and/or site registrations), digital goods purchases, name, address, limited payment information (e.g., partial credit card information), to allow PaymentNetworks, to track user-generated content and users to the extent necessary to comply as a service provider with the Digital Millennium Copyright Act.
PaymentNetworks, processes personal information on our servers in many countries around the world. We may process your personal information on a server located outside the country where you live.
PERSONAL INFORMATION PRIVACY
The term “personal information” is used to describe the information that can be used to identify, contact, or locate a single person or can be used with other sources to uniquely identify a single individual.
We will not share your personal information with third parties unless we believe in good faith that:
(I) such information is permitted being subject to access, use, preservation or disclosure to reasonably and necessarily satisfy any applicable law, regulation or legal process.
(III) such action assists in detecting, preventing and, vice versa, addressing fraud, security or technical issues associated with the Service.
(IV) such action is appropriate to protect the rights and property as well as encourage safety of PaymentNetworks, its employees, users of the Service and others.
Customers may prevent their information from being used by other services by e-mailing or mailing PaymentNetworks, a letter to the address below. We respect each request and will provide site visitors a description of information that we maintain about them.
PROTECTION OF YOUR PERSONAL INFORMATION
We follow strict procedures to ensure that your personal and financial information remain secure. To prevent unauthorised access or disclosure of your information, we have put in place stringent and up to date procedures to protect your information online.
We use secure socket layer (SSL) to encrypt all of your personal and financial information during transactional processes. We also perform annual audits to ensure our handling of your credit card information aligns with industry guidelines. We are certified as a PCI DSS compliant service provider, which is the highest level of compliance available, and our platform is audited annually by a third-party qualified security assessor.
Like many websites, we use “cookies” to collect information. Cookies are small data files used to recognize PaymentNetworks, users, to store user preferences, record user-specific information on what pages users access or visit, record past activity at a site to provide better service when visitors return to our site, help prevent fraud, and to provide trust and safety. Browser settings can be changed to alert you of accepting cookies and will prompt you to accept a cookie or it can disallow cookies. If cookies are disallowed, you may have limited access to PaymentNetworks’s Services.
PAYMENTS SAFETY AND SECURITY
PaymentNetworks goal is to provide you with a safe and convenient online checkout experience. We always protect the security of your information by using Secure Sockets Layer (SSL) technology for each transmission that encrypts the information you input. All purchases made via a credit card or alternative direct payment must use an SSL-enabled browser. Using SSL-enabled browsers better protect the confidentiality of your personal and credit card information while it is being transmitted over the Internet. When you enter sensitive information (such as e-wallet account details, mobile number, credit card number or your password) and place an order online, we encrypt that information using Secure Socket Layer (SSL) technology that is the approved industry standard.
Users can check the security of their internet connection by looking at address bar of your browser window as you place your order online. If you see an unbroken key or a closed lock, then the SSL is active and the server is secure. You can also double-check by looking at the URL line of your browser. When accessing a secure server, the first characters of the site address will change from “http” to “https”. For credit card transactions, we will securely transmit the entire credit card number to be processed by the credit card company. We will only reveal the last 4 digits of your credit card number when printing an order confirmation. For security purposes we do not keep or store your credit card information as it is only used to complete the secure transaction. Your credit card number and other sensitive information will not be stored after the transaction is complete to help protect your credit card information. To further protect against unauthorized access to your account and to your computer, be sure to sign off when finished.
PAYMENTNETWORKS.COOM USER INFO
PaymentNetworks, does not and will not, at any time, request your full credit card information, your account ID and password or national identification numbers in a non-secure or unsolicited email or through telephone communication. Please never disclose your passwords for any reason.